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New Electoral Act Has Brutally Shortchanged Nigerians, All Political Parties Complain

All the registered political parties in Nigeria under the umbrella of Inter-Party Advisory Council (IPAC) has complained that the Electoral Act 2026 has woefully failed to measure up to the expectations of the citizenry.
“Nigerians participated actively in the public hearings on the Constitution and Electoral Act amendments, with the expectation that their contributions would culminate in a progressive, inclusive, and people-oriented Electoral Act.
“Unfortunately, the Electoral Act 2026 falls far short of these expectations.

“Rather than advancing our democratic journey, it represents a significant regression one that must be urgently addressed in the national interest.”
The national chairman of the IPAC, Dr. Yusuf Mamman Dantalle, spoke at a meeting of the representatives of all the political parties with the leadership of the Independent National Electoral Commission (INEC) in Abuja today, March 24.
Dr. Yusuf Mamman Dantalle, “on behalf of the leadership of political parties in Nigeria,” warned that such critical issues needed to be urgently addressed before they undermine the integrity of the nation’s electoral process and jeopardise the success of the 2027 General Election.
“As a key stakeholder in Nigeria’s democratic system, the Inter-Party Advisory Council (IPAC) is duty-bound to draw both national and international attention to evident shortcomings in the current electoral legal framework—shortcomings that have the potential to impede, weaken, and destabilise our hard-earned democracy.
Dr. Yusuf Mamman Dantalle expressed concern that the contentious Electoral Act formed the basis upon which INEC released the timetable and schedule for the 2027 General Elections, adding that this has inadvertently placed immense pressure on political parties, especially those outside government thereby constraining their ability to effectively prepare and contribute to building a strong, inclusive, and stable democratic nation.
“In this regard, IPAC firmly demands that the National Assembly, as a matter of urgency, revisits and amends the Electoral Act 2026. Specifically, the provision mandating direct primaries must be reconsidered, and the option of indirect primaries restored.

“The choice of candidate selection methods remains an internal affair of political parties and must not be subjected to undue legislative interference.”
He said that the requirement for political parties to submit their membership registers including members’ National Identification Numbers (NIN) within the limited timeframe of 1st to 21st April 2026 is impractical and exclusionary.
He stressed that this provision risks disenfranchising a large segment of Nigerians who lack access to NIN registration facilities. The IPAC leadership said that In the spirit of inclusivity and participatory democracy, this requirement should be expunged.
“Equally important is the restoration of the electronic transmission of election results after collation at polling units. Transmission of results to the IREV should be mandatory immediately after results are announced at the polling unit and no proviso is required.

“This is a fundamental demand of the Nigerian people and a critical safeguard for electoral transparency. The challenges experienced during the 2023 presidential election serve as a reminder of the risks associated with lapses in this area.

“Such occurrences must not be allowed to recur. These the Council reiterated at the recently concluded General Assembly.
“It is also deeply troubling that the new Electoral Act appears to weaken penalties for vote buying an offence that continues to erode the credibility of our elections. IPAC reiterates its call for the establishment of an Electoral Offences Commission to ensure that violators are held accountable.

“Stronger sanctions will serve as a deterrent and reinforce the sanctity of our democratic process.
“We have also taken steps by appealing to the National Assembly to urgently repeal the 2026 Electoral Act in the interest of credible and transparent electoral process. We are also calling on developmental partners to urgently deploy their diplomatic influences in the interest of a sustainable democracy in Nigeria.
“Leadership in a democratic society must be anchored on integrity, credibility, and accountability. It is imperative that we collectively sanitise our political environment and uphold standards that inspire public trust. “The prevailing trust deficit and voter apathy will persist unless decisive steps are taken to reform the current electoral framework.
“The international community is closely observing Nigeria’s democratic trajectory, with high expectations for improved outcomes in the 2027 General Election. We must rise to this responsibility.
“As we look ahead to the Ekiti and Osun Governorship Elections, INEC must demonstrate preparedness, professionalism, and technological efficiency, particularly in the deployment of BVAS and the IReV portal. There must be zero tolerance for lapses. The credibility of the Commission is at stake, and public confidence hinges on the assurance that every vote will count.
“As the umbrella body of all registered political parties, IPAC remains committed to its mandate of fostering political stability, promoting credible elections, and deepening democracy in Nigeria. We will continue to engage constructively in pursuit of a democratic system that guarantees fairness, inclusivity, and sustainable national development.”

Death Of Pregnant Youth Corper: NYSC Staff Dragged Before Court

A 43 years old staff member of the National Youth Service Corps (NYSC), Abbas Olalekan, has been dragged before an Abeokuta Chief Magistrate Court in Ogun State for allegedly impregnating a serving female youth corp member, Victoria Ariyo and going ahead to procure abortion, which led to her death..He was docked today, March 23.
Olalekan, who resides at Mosafuneto area of Oke-Ata, Abeokuta, is charged with conspiracy and unlawful attempt to procure abortion by supplying drugs.
The Prosecution Counsel, Inspector Lawrence Olu-Balogun, told the court that the defendant committed the offence between January and March this year at Ikereku area, Laderin in Abeokuta, the Ogun State capital.
He alleged that the defendant conspired with others now at large to commit a felony, to wit abortion.
The prosecutor further alleged that the defendant attempted to procure abortion by supplying drugs to Ariyo, now deceased .
According to Olu-Balogun, the defendant had an affair with the deceased, who was a corps member serving in Abeokuta South Local Government Area.
He alleged that Olalekan impregnated her and attempted to terminate the pregnancy by procuring abortion drugs for her.
The prosecutor said the drugs administered allegedly led to her death.
He said the offence contravened the provisions of Sections 516 and 230 of the Criminal Code Laws of Ogun State, 2006.
The defendant, however, pleaded not guilty to the charge.
Counsel for the defendant, Bunmi Adelabu, applied for bail in the most liberal terms, citing Section 36(5) of the 1999 Constitution of the Federal Republic of Nigeria (as amended).
Adelabu told the court that the charge did not indicate that the defendant was responsible for the death of the deceased.
The Magistrate, A. K. Araba, granted the defendant bail in the sum of N500,000 with two sureties in like sum.
Araba ruled that one of the sureties must be a relative, while the other must be gainfully employed.
She added that the sureties must provide a utility bill, depose to an affidavit of means, submit six passport photographs, and provide evidence of 2026 tax payment to the Ogun State Government.
The Magistrate also ordered that the defendant be remanded at the Ibara Correctional Centre pending perfection of the bail conditions.
The case was adjourned to April 14, 2026 for further hearing.

BREAKING NEWS: Ramadan Ends Tomorrow At 30, Eid El Fitr Is Friday, 20

Saudi Arabia has just confirmed that the month of Ramadan will complete at 30 days tomorrow, March 19 as 1st Shawwal in which Eid-El-Fitr is observed begins on Friday, March 20.
This development followed the news coming from the Holy land that the crescent of the Shawwal moon was not sighted today, March 18, as at 7.30pm local time (5.30pm Nigerian time).
The news said that the Crescent of month of Shawwal 1447 was not sighted anywhere in the Kingdom today and that subsequently, the month of Ramadan will complete 30 days tomorrow and Eid Al Fitr will be on Friday.

Payment To 47 Govt Agencies Contribute To Our Fuel Price Increase, Dangote Refinery Explains

Dangote Refinery has alerted Nigerians that its payment to 47 different government agencies is responsible for the final pump price of petrol presently at about N1,200 per liter.
The refinery Managing Director, David Bird made this known today, March 10, at a press conference in Lagos, but did not name the government agencies involved.

He regretted that the Federal Government has been treating the refinery as a “customer of last resort,” with the best crude grades sold to international buyers while the refinery buys from traders at inflated prices.
“We put forward every month a whole raft of grades; we love Bonny Light, we love escravos… the priority, I feel, is just more that the domestic refining industry are seen as customers of first preference, rather than customers of last resort.”
David Bird called on all government agencies to examine their contributions to costs and, even as he advised Nigeria to prioritize local refining amid extreme global volatility.
The refinery also raised concerns about crude allocated to international traders that later returns to the market at higher prices.
Here are key Points:
Refinery deals with 47 government agencies, each adding costs.
Government treats Dangote as “customer of last resort” for crude allocation.
Best crude grades sold abroad; refinery forced to buy from traders at premiums.
Calls for domestic crude prioritization amid global volatility.
Petrol price has jumped over N350 due to Iran-US war and Strait of Hormuz closure.
As petrol prices soar past N1,200, Dangote Refinery cries out: “we’re treated as an afterthought for crude, forced to pay middlemen, while 47 agencies add costs, a perfect storm driving Nigeria’s fuel pain.”

Too Much Winning Wan Begin Dey Worry America, By Moses Okezie

We all know that Donald John Trump likes winning – a lot. In fact, the whole idea behind his Make America Great Again (MAGA) movement is that the United States must start winning again – at home and on the global stage. That simple message is probably one reason so many people, at home in the United States and in many places abroad, like him so much. After all, everybody likes a winner, and nobody wants his country to be the one always coming behind. And to be fair to him, America has indeed been racking up some notable gains in a number of areas under his leadership.
The concern in some quarters now, however, is that parts of No. 47’s endlesss run of winning might be slowly morphing into less than wholesome gains for everyone. I mean, with every policy, every diplomatic gamble, every trade war and (with Venezuela and Iran), every war – packaged as proof that America is ‘winning again’, the message is looking suspiciously quixotic: ‘winning is good, and more winning is even better – no matter the cost to anyone, including America itself. Yet, as any cook will tell you, too much of any condiment is bad for the sauce, so one wonders – is too much winning becoming a problem to Trump’s America?
The idea of ‘too much winning’ first sounded like political bragging – chest beating on the global stage. The deeper irony emerges when a nation begins to measure every interaction as a victory or defeat, slowly trapping itself inside a zero-sum world. In that kind of world, cooperation looks like weakness, compromise smells like surrender and every negotiation must produce a loser. The problem is that the modern world does not work like a FIFA football fixtures where elimination of other contestants is the goal.
Consider trade. When America slaps tariffs on partners to force better deals, it may win some concessions, especially when it is clear to all that trade with that ‘partner’ has been skewed against America for a good while. Do it to enough partners and you bring something akin to equity in the relationship between the US and others. However, do the same too many times and the same partners begin to redesign supply chains, diversify markets and reduce dependence on the American economy. Today’s ‘victories’ then spawn the seeds of tomorrow’s irrelevance because winning too hard can make others start planning life without you.
Diplomacy follows the same pattern. Alliances that begin to look like arrangements where only one side must always come out on top eventually push smaller partners to ask themselves a dangerous question: ‘Is this a partnership, or are we under supervision?’ Once that question enters the equation, the balance begins to shift.
Military strength is another area where ‘winning’ can get complicated. The United States still commands the most powerful armed forces on earth. Demonstrations of overwhelming force increasingly motivate rivals to invest in asymmetric ways to counter it – cyberwarfare, economic pressure, space capabilities and proxy conflicts. Take for example the current US-Israel vs Iran war. As of today, 9 March 2026, the US–Israel vs Iran war is roughly on Day 10 and no one is still debating whether the Persians have sprung unexpected surprises with their combat capabilities.
Iran appears prepared to take what many planners assumed would be a clean despatch combat to the mat and allow every side to prove its grappling mettle. The spectre of a nuclear option no longer sounds so far-fetched. The US has sent the E-6B Mercury, ominously nicknamed the ‘Nuclear Plane,’ to the theatre. This specialised command-and-control aircraft is designed to communicate with nuclear submarines and manage nuclear forces. Reports indicate its deployment to the region around March 4, 2026 serves as a warning to Iran and her allies that they can expect response in kind if escalation travels along that route.
An uncomfortable question now hovers over the Gulf battlefields as the consequences spread wider beyond the immediate combatants and begins to touch neighbouring states, rattle energy markets, alarm civilian populations and test alliances on every side. History recognises moments when victories arrive at such staggering cost that the triumph itself begins to resemble defeat – have current outcomes in the US-Israel vs Iran War started to look like a Pyrrhic victory? Whatever anyone thinks of that question the indisputable fact is that the scoreboard for this conflict has grown far messier than most people, except those in the respective warrooms perhaps, expected.
Even domestically, the culture of constant winning can produce strange side effects. Politics that evolves into a perpetual contest where the goal is both governance and total victory over political and other opponents gradually weakens public trust in institutions and process. This is because laws become weapons, compromise becomes betrayal and citizens – supposedly the beneficiaries of all this winning – begin to feel like weary spectators at a fight they never paid to watch. That moment marks the point when winning begins to look suspiciously like losing.
History offers quiet warnings. Great leaders rarely collapse because they lose too often. More frequently they collapse because they misunderstand what victory actually means. Empires that define success only through dominance eventually exhaust themselves trying to prove it again and again. This may not be the case with Trump 2.0 but recent polling places the President’s approval rating in the low forties – roughly 41 to 43 percent – with disapproval in the mid-fifties. These figures would normally be considered weak this early in an administration but they remain broadly consistent with the deeply polarized political landscape that has characterized the two Trump eras.

Sometimes the biggest win is recognising the moment when winning too much has become the problem. The smarter form of power is quieter. It is the ability to build systems others want to join. It is the capacity to create prosperity that spreads beyond borders. It is the kind of leadership where other nations cooperate not because they fear you, but because their future looks brighter with you in the room.
Which brings us back to the pidgin wisdom behind the title of this piece: Too much winning wan begin dey worry America. It means that every outcome framed purely as victory risks making a country forget the real purpose of power in the first place. It also connotes the admonition that the goal of might is not to win every battle, but to build a world where constant battles are no longer necessary.

I Have No Regrets Over What I Said About Tinubu In The Past – Presidential Spokesperson, Bwala

Special Adviser to President Bola Tinubu on Media and Policy Communication, Daniel Bwala has made it clear that he has no regrets about nasty comments he made on Tinubu in the past before he was made spokesperson.
He said: “as for what I said about President Tinubu in the past, I am glad those were things I said when I was in the opposition saddle with such zeal. It is all politics.
“Half of (President) Donald Trump’s cabinet is made up of people who once spoke against him, and quite a number of people in our own cabinet also spoke against President Tinubu in the past. “Those things do not bother him if you care to know.”
In a statement today, March 7, reacting to comments from public over his interview with Mehdi Hassan, Bwala said that when he signed on to be one of the mouthpiece of President Tinubu, he was well aware of its implications.
According to him, it was like selling ice cream, looking fine, and seeking the praises of men which he said “were never part of it.
“Some of the fiercest critics of my interview can not even stand local TV anchors. But the task of promoting and defending the President and his administration is what I do with ease and joy. I am prepared to appear before any interviewer, anywhere in the world, any day and at any time, to defend this government and its policies.
“I have never, and will never, subscribe to ducking or dodging interviews on matters that concern promoting and defending the administration I was appointed to serve. It is the least of what is required of me.
“Head to Head contacted me requesting an interview, stating that they wanted to challenge our government on security, the economy, and corruption. Nowhere in our almost six months of communication did they mention that they were going to challenge my past. If that had been their plan, ethically and professionally, they were supposed to inform me so I could prepare my response. But that’s okay, ethically, that is on them, not on me.
“I refused to swallow the pill of Mehdi’s “opposition research-style journalism,” and even today, if you carefully compare what he read as quotes from organisations and groups, you will see that many were inaccurate and some were outright fake news. But I will leave that for another day.
“The majority of the naysayers are members of the opposition and their sympathisers. It does not bother me one bit.
“Their temporary excitement over the interview has not lasted and will not last, because it does not take away their obvious problem of lack of vision, mission in conducting and managing a political party; yet they seek to manage Nigeria. Clearly they have no path to victory and no alternative policies or program for the Nigerian people.
“And if they say they do, they can as well go to head to head and be interrogated on that; as the saying in Hausa goes “Ga fili Ga doki”
Bwala however, thanked Nigerians and non-Nigerians who sent in their commendations over what he called “my brave defence of our government in an interview where the anchor would hardly let you answer a question unless it suited his narrative.
“I still have admiration and respect for Mehdi Hassan as arguably the best debater on the planet. I look forward to part two of the Head to Head interview, and I am glad that by then questions about my past will no longer be news so that we can focus on our administration’s policies, programs and what we have achieved so far.”

Iran, US/Israeli War: Implications For 2026 Muslim Hajj In Saudi Arabia, By Abdulrazaq Auwal

hajj

Escalating geopolitical tensions in the Middle East have triggered significant adjustments in global aviation routes, raising concerns about potential implications for Muslim pilgrims traveling for Umrah and the 2026 annual Hajj in Saudi Arabia.
Flight-tracking data indicates that several international airlines are avoiding airspace over Iran, Kuwait and parts of Syria following heightened tensions involving Iran and Israel/the United States.
As a result, aircraft have been rerouted through alternative corridors across Saudi Arabia, the United Arab Emirates and Oman, leading to congestion along some Gulf air routes.
Despite the rerouting of flights, pilgrimage travel to Makkah and Madinah has continued without major disruption.
Saudi Arabia’s primary entry points for pilgrims King Abdulaziz International Airport in Jeddah and Prince Mohammad bin Abdulaziz International Airport in Madinah remain fully operational.
However, aviation experts note that airlines serving pilgrims from Asia, Africa, and Europe may experience longer flight times as they adjust routes to avoid restricted or high-risk airspace.
The changes could also translate into higher operational costs and minor schedule adjustments.
Focus Shifts to 2026 Hajj Logistics
Attention is now turning to the 2026 Hajj, one of the largest annual religious gatherings in the world, which attracts millions of pilgrims from more than 160 countries.
While analysts say the pilgrimage itself is unlikely to be disrupted, aviation logistics may require tighter coordination between global airlines and Saudi authorities if regional tensions persist.
Saudi Arabia, which hosts the pilgrimage each year, maintains strict aviation and security protocols to manage the influx of pilgrims into Makkah and Madinah during the Hajj season.
Global Pilgrim Airlift
Countries with large pilgrim contingents including Indonesia, Pakistan, India, Nigeria, and Bangladesh rely heavily on chartered and scheduled flights to transport pilgrims to Saudi Arabia.
Any prolonged airspace restrictions across the Middle East could therefore require airlines to modify routes, potentially extending travel durations but not necessarily halting operations.
Strategic Position of Saudi Airspace
Despite the regional tensions, Saudi Arabia remains a central aviation gateway for pilgrimage travel. Its geographic position allows airlines to reroute flights while still maintaining access to the holy cities.
Aviation observers say that unless the conflict expands significantly across the region, Umrah travel is expected to continue normally, while the 2026 Hajj airlift will likely proceed with adjusted flight corridors rather than major disruptions.

Max Amuchie, Media Manager, Returns To Regular Column Writing With ‘The Sunday Stew’

Dr. Max Amuchie, a veteran media manager, journalist and Chief Executive Officer of Sundiata Post Media Ltd, has announced his return to regular column writing after several years devoted primarily to media management.
It would take the shape of a new weekly opinion column to be titled: “The Sunday Stew” and will debut on Sunday, 8th March 2026 in Sundiata Post, with availability for syndication across print, broadcast, and digital platforms.
According to Dr. Max Amuchie, “The Sunday Stew” will focus on leadership, values, institutional culture, ethical governance and the broader forces shaping public life. He said that the column is designed to provide reflective analysis and structured commentary on national and societal issues.
“Public debate often reacts to headlines rather than examining the structures that produce them.
“Sustainable progress depends on character, critical thought, and intellectual accountability. “This column aims to contribute meaningfully to that conversation.”

Dr. Max Amuchie previously served as Features Editor at ThisDay newspaper, where he authored a widely read Saturday back-page column. He later joined BusinessDay as a member of its Editorial Board, contributing weekly opinion articles on national and economic issues. He also served as Chief Executive Officer and Editor-in-Chief of Truetales Publications Ltd, publishers of Hints magazine, where he led a strategic restructuring effort.
Before he founded Sundiata Post Media Ltd, he was Managing Editor of Leadership newspaper in Abuja.
According to Dr Max Amuchie, “The Sunday Stew” will maintain a reflective and analytical tone rather than a partisan posture, drawing from professional experience in journalism, editorial leadership, and public discourse.
He said that the column is intended for policymakers, business leaders, media professionals, and engaged citizens seeking thoughtful analysis beyond daily headlines.

By Launching This War, US, Israel Have Signed Their Death Warrant – Iranian New Leader

The new Supreme leader of the Islamic Revolution of Iran, Alireza Arafi has made it clear to the United States and Israel that by Launching the ongoing war, they have simply signed their death warrant.
In his first address to the nation today, March 4, Alireza Arafi said: “by launching this war, they have signed their own death warrant: they don’t know when or how the axe will fall, but we hold the reins
“The time for negotiations is over. The United States has chosen to cross the red line, the line of irreparable harm.
“They brandish the nuclear specter like a scarecrow, blinded by their arrogance. They have no idea of the true extent of our power or what we are prepared to unleash.
“As for Israel, its fate is sealed. Every strike, every crime, every act of suffering they have inflicted will come back to haunt them.
“They will remain in our sights, exposed, vulnerable, hunted. ” “We walk in the shadow of the Leader, and every step is a lightning bolt. Iran does not bend. Iran wins. Always.”

When Genorosity Is Not Enough, By Isiaq Ajibola

In Nigeria’s elite circles, it is common to meet accomplished Muslims who live carefully structured lives. They plan their finances, children’s education, retirement, household expenses, and pilgrimage months ahead. They save deliberately, invest in various enterprises, and diversify their earnings over time. They also give generously; to family members, people back home, mosque projects, the payment of third-party school fees, medical bills, and emergency needs.
Yet, among this same group, the obligation of giving Zakat,one of the fundamental pillars of Islam remains persistently misunderstood and often unmet.
My interest in this matter did not arise from abstraction or moral inquisition. It grew from my direct involvement as a council member of the NASFAT Agency for Zakat and Sadaqat (NAZAS), an organisation that has collected and distributed close to ₦1 billion through structured Zakat and Sadaqat administration in Nigeria since 2014.
In my interactions with the elites who made this possible, a sobering reality has emerged—confusion about eligibility, uncertainty over who should pay Zakat, and ignorance of how to calculate. In a country with a sizeable Muslim population of middle and upper class comprising accomplished individuals, the pool of compliant contributors remains remarkably thin.
In Nigeria, where about 56% of the population is identified as Muslim (Pew Research Center), Zakat collection remains modest. For example, in 2024, the five leading Zakat agencies in Nigeria disbursed roughly ₦736 million to just over 4,200 beneficiaries—a modest figure when placed against the size and potential of the Muslim population.
Globally, the picture is similar. Studies indicate that while 85%–95% of Muslims fast during Ramadan and 70%–85% observe daily prayers, only 20%–40% of eligible Muslims actually pay Zakat. By any objective measure, it is the least observed of Islam’s five pillars.
Part of this weak performance is
a deeper problem of a knowledge gap among eligible( Zakatable) Muslims. As earlier noted, Nigerian Muslims are instinctively generous. However sincere, the intention may be, that is not a substitute for the obligation of Zakat. This is when generosity is not enough. Confusing them undermines the deliberate injunction of Allah that places Zakat as the third pillar of Islam, alongside faith( Iman), prayer (Salat), fasting during Ramadan, and pilgrimage (Hajj).
More importantly, the purpose of Zakat goes far beyond charity. It is a moral, social, and economic system designed to purify wealth, uplift society, and strengthen faith.
The obligation of Zakat requires the payment of a fixed rate of 2.5% of ones net wealth once it reaches the threshold of nisab and has been held for one lunar year.
Using the gold benchmark prescribed by the Prophet Muhammad (SAW), the nisab is measured at 87.5 grams of gold, which today is approximately ₦19.1 million, using the current exchange rate. This means that anyone whose combined eligible assets, held for a lunar year, meet or exceed this figure is obligated to pay Zakat.
The calculation itself must be properly understood. It is not about having this amount sitting idle in a single bank account. Rather, it involves adding up one’s working assets and subtracting immediate liabilities.
It is therefore imperative to understand the calculation.
Firstly , identify what counts as zakatable wealth
Zakatable wealth includes what you own today that represents stored or growing value.
These typically fall into the following categories:
(i) Cash and Cash Equivalents
Cash at home; money in bank accounts; mobile wallets; digital balances; and foreign currencies (converted to naira).
(ii) Business Assets
Goods or stock meant for sale; money owed to you that is likely to be paid (trade receivables).
This does not include fixed assets such as buildings, machinery, or office furniture.
(iii) Gold and Silver
Gold or silver held as savings or investment. Many women hold jewellery partly for this purpose. While scholarly opinions differ on jewellery kept purely for personal adornment, many choose to include it to be safe. Zakat applies to its current market value.
(iv) Shares and Investments
This is where most modern confusion arises.
Shares represent ownership in companies, whether listed on the Nigerian Exchange or held abroad. Investments include equities, mutual funds, Sukuk, bonds, treasury bills, cooperative schemes, and even digital assets such as cryptocurrencies.
Secondly , deduct immediate liabilities you are owing. Deduct short-term obligations like rent due, utility bills, school fees due, salaries due, supplier payments, and loan instalments currently due. (Long-term debts not immediately payable are generally not deducted).
Thirdly, apply the
rate of 2.5% to the resulting net amount (or simply divide by 40). This is the same rate applied during the time of Prophet Muhammad (SAW).
Once the net amount reaches the nisab ( N19.1m),then you must pay Zakat.
Among Muslim elites the question is rarely poverty. It is the way we handle it with levity.
Many assume they are below nisab because they glance at a bank balance and stop there. But Zakat is assessed on accumulated wealth; cash savings, shares, business capital, receivables, retained profits etc. The nisab today of roughly ₦19.1 million sounds imposing until one begins to aggregate properly. ₦8 million in savings, ₦5 million in investments, ₦4 million tied up in business asset, ₦3 million in receivables and one has quietly crossed the threshold.
What disguises eligibility is fragmentation. Wealth sitting in different compartments and not assembled in one place feels smaller than it is.
For many reaching nisab is not extraordinary. The challenge is not capacity but the discipline to calculate what is held personally or within a business.
Zakat is orderly, predictable, and capable of quietly redistributing opportunity in a society where too much wealth often circulates within too few.
Perhaps the time has come for Muslim elites to apply the same rigour to Zakat that they apply to other pillars of Islam.
May Allah grant us clarity, sincerity, and the courage to fulfil this obligation properly. May He accept our obedience and purify our wealth. Ameen.

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